Meeting the state minimum keeps you legal. See whether it's enough — get your Oregon quote.
Get your Oregon quoteGet non-owner SR-22 coverage without owning a vehicle
Compare carriers that offer non-owner policies with SR-22 filing — required for reinstatement in most states.
Get Your Free QuoteCoverage Types
Non-Owner Liability Insurance
Provides bodily injury and property damage liability when you drive a car you don't own. Covers you as the driver, not the vehicle, and sits secondary to any coverage on the car you're driving.
Non-Owner SR-22 Insurance
A non-owner policy that carries an SR-22 certificate filed with Oregon DMV. Required after DUII convictions and certain other violations when you own no vehicle but must prove financial responsibility.
Uninsured Motorist Coverage
Protects you if you're hit by a driver with no insurance or insufficient coverage. Oregon requires this on all policies, including non-owner, at limits matching your liability selection unless you reject it in writing.
Non-Standard Auto Insurance
Coverage for drivers the standard market won't insure due to violations, lapses, or high-risk profiles. Non-standard carriers write both standard and non-owner policies for this segment.
