Non-Owner Car Insurance
Get a Quote

Non-Owner Car Insurance — Maine

A Maine non-owner policy carries the state's 50/100/25 liability minimum without owning a vehicle, and can file the SR-22 the state requires after certain violations. You get bodily-injury and property-damage coverage that follows you when driving borrowed, rented, or shared cars—secondary to any policy on the vehicle itself.

Compare Maine Auto Insurance

Non-Standard Auto · SR-22 · Senior · Teen Drivers

Police officer walking between patrol car and civilian vehicle on rainy night with emergency lights
Quotes from state-licensed insurance professionals
Licensed Agents Only
Free to request, no commitment required
No Obligation
No cost to you
Free to Use
Your contact information is protected
TCPA-Compliant
State-Mandated Minimum Coverage · Maine

Maine Minimum Coverage

CoverageMinimum
Bodily Injury (per person)$50,000
Bodily Injury (per accident)$100,000
Property Damage$25,000

License Reinstatement Fee$50

Meeting the state minimum keeps you legal. See whether it's enough — get your Maine quote.

Get your Maine quote

Get non-owner SR-22 coverage without owning a vehicle

Compare carriers that offer non-owner policies with SR-22 filing — required for reinstatement in most states.

Get Your Free Quote
✓ Non-Owner SR-22✓ No Obligation✓ Licensed Carriers✓ Reinstatement Ready

Coverage Types

Non-Owner Liability Insurance

Bodily-injury and property-damage coverage for drivers who own no vehicle. Pays when you injure someone or damage property while driving a borrowed, rented, or shared car.

Non-Owner SR-22 Insurance

Liability coverage with SR-22 filing for drivers under court order or license reinstatement requirement who own no car. The carrier files proof of coverage with the Maine Bureau of Motor Vehicles.

Uninsured Motorist Coverage

Protects you when hit by a driver with no insurance or insufficient coverage. Pays your medical costs, lost wages, and other damages the at-fault driver cannot cover.

Non-Standard Auto Insurance

Coverage for drivers with violations, suspensions, or filing requirements who cannot qualify for standard policies. Includes non-owner SR-22 and post-OUI liability.

Find Your City in Maine

Portland, Maine cityscape and street view

Portland

urban
Rural countryside with green fields, autumn trees, and dirt road under overcast sky

Lewiston

suburban
Aerial view of autumn coastline with colorful fall foliage on rocky cliffs meeting calm gray water

Bangor

urban
Two Canada geese swimming with their goslings in calm blue water

Auburn

suburban
Misty lake with fog over calm water, framed by tree branches and foreground vegetation

Augusta

urban

Frequently Asked Questions

Get Your Free Quote in Maine