Meeting the state minimum keeps you legal. See whether it's enough — get your Georgia quote.
Get your Georgia quoteGet non-owner SR-22 coverage without owning a vehicle
Compare carriers that offer non-owner policies with SR-22 filing — required for reinstatement in most states.
Get Your Free QuoteCoverage Types
Non-Owner Liability Insurance
Bodily injury and property damage liability that follows you when you drive cars you don't own. Covers injuries and damage you cause to others, but never physical damage to the car you're driving.
Non-Owner SR-22 Insurance
A non-owner policy that files SR-22 proof-of-insurance with Georgia DDS when your license reinstatement or retention depends on it. The SR-22 is a form your carrier files electronically; you maintain the underlying liability policy for the required period.
Uninsured Motorist Coverage
Protects you when hit by a driver with no insurance or insufficient limits. Georgia does not require UM, but most non-owner policies include it because it fills the gap when the at-fault driver can't pay in a tort state.
Non-Standard Auto Insurance
Coverage for drivers with violations, suspensions, or SR-22 filing requirements who don't qualify for standard-tier pricing. Non-standard carriers specialize in high-risk profiles and post-violation reinstatement.
